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How a Small Financial Institution Spurred Progress in the South

by Former Governor William Winter

Nearly 20 years ago, several of us in the Mid South decided that in order to tackle the problems of poverty in the Mississippi Delta, we needed something entirely new.

Government solutions alone were not working, subject as they are to the vagaries of political whim, and the turnover inherent in elective democracy. Unemployment, bad health outcomes, and low educational achievement had proved persistent.

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